Saro
Treasury
Put idle cash to work.
Earn on the money you don’t need today, in US Treasury bills and money market funds you can withdraw any business day.
Up to 4.2%
Current annual yield on Saro Treasury. Rates follow short-term government rates.
Operating reserve
+4.2% yield
$2,410,000.00
Runway fund
+4.2% yield
$1,180,000.00
1
A longer runway
Yield without the trade-offs.
Earn up to 4.2% on idle cash with portfolios of US Treasury bills and government money market funds.
Current portfolio
Balanced
US Treasury bills
70%
Government money market
25%
Operating cash
5%
KEEP IN OPERATING
$250,000
TOP UP WHEN BELOW
$100,000
Cash that moves itself. Sweep the extra in every night and pull it back the moment you need it.
Withdraw to operating
Arrives tomorrow
$500,000.00
No penalties, no lockups
Liquid every business day. Request a withdrawal and the money is back by the next one.
2
The math
What your idle cash could earn.
Yearly earnings at today’s 4.2% Treasury yield, compared with a typical business savings account at 0.9%.
BALANCE
SARO TREASURY
DIFFERENCE
$500K
$21,000
+$16,500
$1M
$42,000
+$33,000
$5M
$210,000
+$165,000
$10M
$420,000
+$330,000
$1.8B
Managed for 2,400 teams
$0
Management fees, ever
T+1
Daily liquidity on every dollar
3
Where your money sits
Held in your name, every step of the way.
Saro never lends your cash out. Every holding sits with a qualified custodian, separate from Saro, and shows up in your statements daily.
Your company
Sets the target and the mix
Saro Treasury
Places orders and runs sweeps
Qualified custodian
Holds assets in your name
US Treasuries and funds
Short-term, government-backed
4
FAQ
Treasury, answered.
Questions about yield, risk or withdrawals? Our team replies in under two hours.
Where is my money invested?
In short-term US Treasury bills and government money market funds, held with a qualified custodian in your company’s name.
How quickly can I withdraw?
Request a withdrawal any business day and the money is back in your operating account by the next business day.
Is the yield guaranteed?
No. Yield follows short-term government rates and can change. Saro always shows the current rate before you invest.
Is there a minimum balance?
No minimum. Start with any amount and adjust your target or mix at any time.